1. A description of the item being purchased, and the existence and nature of any factory warranty.
2. The financing terms, interest rate, monthly payment amount and number of payments.
3. Where the interest rate is built into the price, the sum attributable to finance charges.
4. The existence and cost, including finance charges, of any extended warranties.
5. A copy of the Debtor's current income and expense budget (Schedules I & J).
6. A copy of any buyer, seller, or financing contract relative to the indebtedness. The copy should include signatures of all parties involved.
7. The reason or necessity for incurring new debt.

B. Noticing Requirements.